In this article we are going to explain the C.L.U.E. system, how to get a free report, and why it is important for any homeowner to know about the C.L.U.E. system before filing an insurance claim for a roof replacement.
What is the C.L.U.E. System?
C.L.U.E stands for Comprehensive Loss Underwriting Exchange. It is a claims history database that enables insurance companies to access consumer claims information when they are evaluating the rates for an insurance policy.
Why is the C.L.U.E. System so important to know about?
Every claim that you file goes into this database. The insurance companies use the information to establish if they are going to give you coverage and what your insurance rate will be. Knowing this information, it is important to understand the following information before filing a claim for roof damage.
- What is your deductible?
- Does you home have enough damage to get coverage?
- Is the dollar amount of the items that would be covered more that your deductible? How much more?
- When was the last time you filed a claim?
- What claims are showing up on your report?
How to get a C.L.U.E. Report
Each year you can order a C.L.U.E. report for yourself. This is very valuable to know what claims you have on your report. If you are interested in getting your C.L.U.E. report fill out the form below and we will send you the information on how to get your annual report.
If you have any questions about filing a claim for a roof replacement, we suggest getting a Free Storm Inspection from a qualified roofing contractor before you file a claim. If you are in the St. Louis Metro area, call us at 314-344-3434 and we would be happy to help.